[](https://frappegems.com/gems/apps/frappe/lending)
## Frappe Lending
Frappe Lending is a comprehensive Loan Management System (LMS) designed to streamline and automate the entire loan lifecycle, from loan origination to closure. Built on ERPNext and Frappe Framework, an open-source low-code platform, it provides financial institutions, NBFCs, and lenders with the tools they need to efficiently manage loans while ensuring compliance and reducing operational overhead.
## Key Features
- **Loan Products & Management**: Create and manage flexible loan products with customizable terms, interest rates, and repayment options.
- **Loan Operations**: Streamline the entire loan life cycle from application to disbursement and repayment.
- **Collateral and Security**: Track and manage collaterals, guarantees, and securities linked to loans.
- **Financial Accounting**: Ensure accurate financial tracking with automated accounting entries and real-time reporting.
- **Billing and Taxation**: Automate billing, interest calculations, and tax compliance for seamless transactions.
- **Risk and Compliance**: Mitigate risks with accurate credit reporting and compliance.
- **Co-Lending and Loan Transfers**: Facilitate partnerships, co-lending models, and efficient loan transfers.
## Under the Hood
1. [**ERPNext**](https://github.com/frappe/erpnext): ERPNext is business management software that helps companies stay on top of their operations, whether it’s tracking inventory, managing finances, handling projects, or keeping customers happy.
2. [**Frappe Framework**](https://github.com/frappe/frappe): A full-stack web application framework written in Python and Javascript. The framework provides a robust foundation for building web applications, including a database abstraction layer, user authentication, and a REST API.
## Contributing
1. [Issue Guidelines](https://github.com/frappe/erpnext/wiki/Issue-Guidelines)
1. [Report Security Vulnerabilities](https://erpnext.com/security)
1. [Pull Request Requirements](https://github.com/frappe/erpnext/wiki/Contribution-Guidelines)
## Logo and Trademark Policy
Please read our [Logo and Trademark Policy](TRADEMARK_POLICY.md).
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